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Traffic insurance is a type of compulsory insurance in Estonia!

Every driver of a vehicle participating in traffic must have a policy of the compulsory insurance of the civil liability of the vehicle owners (traffic insurance). All issues in the sphere of traffic insurance are subject to "Trаffic Act".

Traffic insurance liability of a vehicle driver in case when a vehickle driven by the driver causes damage in a process of traffic (e.g. damage to a road sign, crash into a car which is driving in front, causing an injury to a passenger, pedestrian, etc.). For traffic damage sustained in Estonia, the limits of payment of compensation for traffic damage (sum insured) shall be 1 million euros for one insured event in the case of property damage and 5 million euros in the case of personal damage.This implies that in case You cause any damage to the third party or his property, all losses will be indemnified by the BTA – Your Insurance Company.

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